The Cambridge Municipal Employees Federal Credit Union will begin re opening to the public, by appointment only, beginning the week of July 6th . When you call the office for a check, we will designate a time for you to arrive for pickup. If you need a loan application, you may either download it here, or we can mail it to you. Once completed, you may call for an appointment to drop it off or you can mail it to our office. Given the public health concerns and to ensure the safety of our members and employees, masks are required.

We are now offering Hardship Loans.  Please call the office.

City Hall Building Closed until Monday January 18th

Please call the Cambridge Municipal Employees Federal Credit Union and leave a message. We are mailing all checks upon request.

These changes are necessary to ensure the safety of our workforce while continuing to deliver customer service.



City Hall be will closed until Monday, January 31st.  Please call the Cambridge Municipal Employees Federal Credit Union Monday through Thursday and we'll be able to assist you over the phone.  All requested checks must be mailed.

Thank you for your patience during these trying times.  This is necessary to ensure the safety of our workforce.

New Car Loans

as low as


Learn more

Used Car Loans

as low as


Learn more

Home Equity Loans

as low as


Learn more

Education Loans

as low as


Learn more

About Us

The Cambridge Municipal Employees Federal Credit Union proudly serves the municipal employees of the City of Cambridge.

Once you become a member of the Credit Union, you are a member for life, regardless of your employment or residence.

Our friendly and knowledgeable staff are always available to help you establish a relationship with the Credit Union and answer any questions you may have.

The Credit Union is an equal housing lender.

We look forward to serving you!

How does a credit union work?

Cambridge Municpal Employees Federal Credit Union differs from banks and other financial institutions in that those who have accounts in the credit union are its members and owners, and they elect their board of directors.

Credit unions see themselves as different from mainstream banks, with a mission to be community-oriented and serve people, not profit. (Wikipedia, 2013)

All deposit accounts are insured up to $250,000.00 by the National Credit Union Administration (NCUA).

Download a loan application

and fax or mail it to the address below

Download application

Contact Us

Phone: (617) 547-1900

Fax: (617) 547-7969

795 Mass. Ave. City Hall
Cambridge, MA 02139


  • Monday: 8:30am - 3:30pm
  • Tuesday: 8:30am - 3:30pm
  • Wednesday: 8:30am - 3:30pm
  • Thursday: 8:30am - 3:30pm
  • Friday: 8:30am - 12:00pm
  • Saturday: Closed
  • Sunday: Closed