The Cambridge Municipal Employees Federal Credit Union welcomes new members.  Visit the Credit Union Office located at Cambridge City Hall to complete a membership application or call the office at 617-547-1900 for more Information.   Start your savings program with automatic deductions from your paycheck or take advantage of our loan programs. 


Terms as follows:
Begins JULY 1ST. Maximum maturity is 24 Months; interest rate is at 9.5%. Maximum loan amount is $10,000.

New Car Loans

as low as


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Used Car Loans

as low as


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Home Equity Loans

as low as


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Education Loans

as low as


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Personal/Unsecured Loans

as low as


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About Us

The Cambridge Municipal Employees Federal Credit Union proudly serves the municipal employees of the City of Cambridge.

Once you become a member of the Credit Union, you are a member for life, regardless of your employment or residence.

Our friendly and knowledgeable staff are always available to help you establish a relationship with the Credit Union and answer any questions you may have.

The Credit Union is an equal housing lender.

We look forward to serving you!

How does a credit union work?

Cambridge Municpal Employees Federal Credit Union differs from banks and other financial institutions in that those who have accounts in the credit union are its members and owners, and they elect their board of directors.

Credit unions see themselves as different from mainstream banks, with a mission to be community-oriented and serve people, not profit. (Wikipedia, 2013)

All deposit accounts are insured up to $250,000.00 by the National Credit Union Administration (NCUA).

Download a loan application

and fax or mail it to the address below

Download application

Contact Us

Phone: (617) 547-1900

Fax: (617) 547-7969

795 Mass. Ave. City Hall
Cambridge, MA 02139


  • Monday: 8:30am - 3:30pm
  • Tuesday: 8:30am - 3:30pm
  • Wednesday: 8:30am - 3:30pm
  • Thursday: 8:30am - 3:30pm
  • Friday: 8:30am - 12:00pm
  • Saturday: Closed
  • Sunday: Closed

Please Note: The Credit Union Follows The City of Cambridge Holiday Schedule